Loan amount
Loan term
Dream big with a ubank loan of up to R180 000 payable over 72 months.
Affordability checks will be done to make sure you can afford the loan.
You can access your funds straight away from your ubank account.
Loan amount: R10 000, Loan term: 24 months, Monthly Repayments: R711.69, Total Amount payable: R17 080.56, APR: 75.82%
Initiation fee charged at 16.50% for the first R1,000 and 10% of every thousand thereafter capped at R1,197 including VAT.
Monthly service fee of R68.40, VAT inclusive, included in monthly repayment of all loan applications.
Credit life assurance premium included in monthly repayment of all loan applications.
All fees and interest are NCA compliant.
Please note that this calculator should not be used for any other purpose except the assumptions provided based on your input. Ubank Limited does not warrant neither expressly nor impliedly, the accuracy, reliability or completeness of the calculations or formula provided. Ubank Limited shall not be liable for any loss or damage whether direct or indirect resulting from use of the calculators. You are requested to contact Ubank Limited directly for any calculations or assessments.
Max. APR: 1141.24 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
be between 18 and 65 years
To apply you need to earn a salary, have a bank account and be between 18 and 65 years.
- Latest original payslip
- Proof of physical address (not older than 3 months)
- Green bar-coded South African Identity Book, ID Smart Card or valid Passport with a valid work permit
- bank statements for the last 3 months (if not a ubank customer)
FSP No.14740
Fees charged include:
- Initiation Fee
- Monthly Service Fee
- Credit Life Assurance Premium
Phone: 086000 8322
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
Max. APR
Minimum age
Representative example: Loan amount: R20 000, Loan term: 1 year, Total cost of loan: R24 432, APR: 15%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Minimum age
Representative example: Loan amount: R50 000, Loan term: 72 months, Total cost of loan: R102 086, APR: 27.29%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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