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RCS - description of the lender

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RCS - description of the lender

Company

The RCS Group (RCS) is a consumer finance business that offers its customers a range of financial services products under its own brand name and in association with a number of leading retailers in South Africa, Namibia and Botswana. RCS Card provide convenient credit facilities to consumers.

Based on your individual circumstances, you may be granted credit ranging from R1,000 to R40,000.

RCS Card gives you:

  • Access to South Africa’s biggest independent shopping network of over 26 000 stores;
  • Up to 55 days interest free;
  • Access cash with your card;
  • Affordable monthly instalments, with flexible payment options:
    - Revolving facility;
    - 24 or 36-month budget plans (for purchases of R600 or more);
  • Access to exclusive offers and promotions;
  • Download free app for easy and convenient account management;
  • Online shopping at selected RCS retail partners;
  • Free SMS notification on all purchases for your security and free monthly statement via email or SMS;
  • Customer Protection Insurance;
  • Interest governed by the National Credit Regulator.
  • Representative example

    Credit amount of R7 500 borrowed for 24 months. Annual Interest Rate: 20.50%. Initiation fee R100. Monthly service fee: R35 Total Amount payable: R10 787

    Requirements

  • You must be 18 years and older;
  • Hold a South African ID book or Drivers License;
  • You will be required to provide proof of income documentation;
  • Be employed and earn R1,000 or more per month.
  • Important information

    Based on your individual assessment, you will be charged a monthly service fee for the management of your account and interest, in accordance with National Credit Act (NCA) regulations. Please note that you will also be charged a once-off initiation fee. After that, you will be charged your monthly service, insurance premium, and interest if you have a balance outstanding.

    Office hours

    8am to 7pm (Monday to Friday)
    8am to 6pm (Saturday)
    9am to 5pm (Sunday)

    Address

    Physical Address (Head Office):
    Golf Park 6
    Raapenberg Road
    Mowbray, 7700, South Africa

    Physical Address (Goodwood):
    Liberty Grande Building,
    Voortrekker Rd & Jakes Gerwel Dr,
    Cape Town, 7460, South Africa

    Postal Address:
    PO Box 111,
    Goodwood, 7459

    Additional information

    Telephone: 0861 729 727
    E-mail: rcscards@rcsgroup.co.za

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