Best loans online in 2022

Loans Unlimited - description of the lender

loansunlimited

Loan amount

R500 - R150000

Loan term

24 - 72 months

Loans Unlimited - description of the lender

Company

Loans Unlimited work consist of debt management, income building resources, budget planning and credit reports as well as free loan-finding service.

Representative example

Loans Unlimited is a free loan-finding service. Loan terms, conditions and policies vary by lender and applicant qualifications.

Representative example: Loan amount: R40000, Loan term: 2 years, Total cost of loan: R63504, APR: 26%

Max. APR 26 %

NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Requirements

- you must be a South African Citizen;
- you must be at least 18 years old;
- you must earn a fixed income of at least R1500 per month;
- you must have your own South African bank account.

Fees and Charges

- Interest Rate = (RR x 2.2) + 20% per year. It's calculated as a percentage of the loan amount per year;
- Initiation Fee - minimum fee is R150 plus 10% of the loan agreement, maximum fee of R1000.00;
- Monthly service fee- R50 per month excluding VAT.

WARNING: Before borrowing please make sure that you read all the terms and conditions in your loan agreement.

Address

Suite D3238, 68 Tanners Drive,
Blakelands, Milton Keynes, MK14 5BP

Additional information

Telephone: 021 286 0864
Fax: 086 425 2205
Email: customercare@loansunlimited.co.za

African Bank

Minimum loan amount

R2 000

Maximum loan amount

R350 000

Minimum loan term

7 months

Maximum loan term

72 months

Max. APR

15 - 24.5%

Minimum age

18 years

591

Representative example: Loan amount: R20 000, Loan term: 1 year, Total cost of loan: R24 432, APR: 15%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Sanlam

Minimum loan amount

R5 000

Maximum loan amount

R200 000

Minimum loan term

24 months

Maximum loan term

72 months

APR

15.00 - 27.29%

Minimum age

18 years

667

Representative example: Loan amount: R50 000, Loan term: 72 months, Total cost of loan: R102 086, APR: 27.29%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

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