Best loans online in 2018!

Loans Unlimited - description of the lender

Loan amount

R500 - R150000

Loan term

24 - 72 months

Company

Loans Unlimited work consist of debt management, income building resources, budget planning and credit reports as well as free loan-finding service.

Representative example

Loans Unlimited is a free loan-finding service. Loan terms, conditions and policies vary by lender and applicant qualifications.

Representative example: Loan amount: R40000, Loan term: 2 years, Total cost of loan: R63504, APR: 26%

Max. APR 26 %

NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Requirements

- you must be a South African Citizen;
- you must be at least 18 years old;
- you must earn a fixed income of at least R1500 per month;
- you must have your own South African bank account.

Fees and Charges

- Interest Rate = (RR x 2.2) + 20% per year. It's calculated as a percentage of the loan amount per year;
- Initiation Fee - minimum fee is R150 plus 10% of the loan agreement, maximum fee of R1000.00;
- Monthly service fee- R50 per month excluding VAT.

WARNING: Before borrowing please make sure that you read all the terms and conditions in your loan agreement.

Address

Suite D3238, 68 Tanners Drive,
Blakelands, Milton Keynes, MK14 5BP

Additional information

Telephone: 021 286 0864
Fax: 086 425 2205
Email: customercare@loansunlimited.co.za

Minimum loan amount
R500
Maximum loan amount
R150000
Minimum loan term
6 months
Maximum loan term
59 months
APR
9.8 - 21 %
Minimum age
18 years
Loan granting
Excellent
Online application
Apply now sapersonalloan...
Requirements:
  • - you must be at least 18 years old.
SApersonalloans.co.za is a free loan-finding service. Loan terms, conditions and policies vary by lender and applicant qualifications.
Representative example: Loan amount: R10 000, Loan term: 24 months, Installment: R484.87, Total amount payable: R11,636.80, APR: 15.0%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
R1000
Maximum loan amount
R150000
Minimum loan term
12 months
Maximum loan term
60 months
Max. APR
28 %
Minimum age
18 years
Loan granting
Good
Online application
loanfindersa.c...
Requirements:
  • - at least 18 years of age;
  • - South African citizen;
  • - steady, monthly income of at least R1500;
  • - South African bank account;
  • - not under debt review;
  • - not filed for bankruptcy;
  • - are not under any debt restructuring programmes;
  • - have not declared as an insolvent; and/or are not under administration.
Loanfinder SA is a free loan-finding service. Loan terms, conditions and policies vary by lender and applicant qualifications.
Representative example: Loan amount: R10 000, Loan term: 24 months, Monthly service fee: R68.40, Total Amount payable: R17 208, APR: 28%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
R1000
Maximum loan amount
R180000
Minimum loan term
3 months
Maximum loan term
72 months
APR
35.57 - 1141.24 %
Minimum age
18 years
Loan granting
Good
Online application
ubank.co.za
IMPORTANT:
  • - Initiation fee charged at 16.50% for the first R1,000 and 10% of every thousand thereafter capped at R1,197 including VAT;
  • - Monthly service fee of R68.40, VAT inclusive, included in monthly repayment of all loan applications.
Representative example: Loan amount: R10 000, Loan term: 24 months, Monthly Repayments: R696.76, Total Amount payable: R16 722.24, APR: 71.54%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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